Critical Illness
A Health Insurance policy that provides a cash benefit if the insured is diagnosed with a serious illness.
Key Features
- Pays a lump sum cash benefit upon diagnosis of a critical illness.
- Offers greater freedom of choice for doctors and hospitals.
- Premiums may vary depending on coverage options and age.
- Policies typically cover you until a designated age (e.g., 75 or 100) and require renewal.
- Often includes additional benefits like cashback, hospitalization allowance, or other health riders.
Suitable For
- Individuals with a family history of critical illnesses.
- Primary breadwinners seeking financial protection for their family.
- Health-conscious individuals wanting comprehensive protection.
- Self-employed or freelancers without employer-provided health benefits.
Information/Documents needed for Critical Illness
- Photo of Valid Government-Issued ID
- Name
- Contact Information and Email Address
- Residence Address
- Name and Details of Beneficiaries